Financing Manufactured and Modular Homes
Is NOT Hard!
In the past, “mobile homes” and “trailers” could be challenging to finance – but those days are long gone. Financing a manufactured or modular home is like financing any other home, including the option to use an FHA or USDA loan to lessen or eliminate the down payment.
If you have your own land, you can even use the land as your down payment! For well-qualified buyers, the rates would be the same as if they had purchased a site-built home.
For those with less than stellar credit, there are still excellent options. As with any other home purchase, the worse your credit, generally the higher your interest rate. However, you don’t have to use a traditional home loan; there are agencies that specialize in manufactured home financing, and few people are turned away.
If you have steady income, chances are you can afford a new home.
Contact us Today!
1081 County Road 437
Cullman, AL 35055
Take Exit 304 from I-65. If coming from the north, turn Left at end of ramp. If coming from the south, turn right at end of ramp. One mile on right.
HOURS: 8-5 Monday-Friday,
Saturday 9-4, and
By appointment after regular hours